Obtaining A Home Loan Poem

Home buyers are often confused about...
Since in this life there is no safe bet!
And she lost all her whey both inside and out.
And all that you long for is all you will get.

Where to begin in their search for a home loan.
Birds evaporate into a sky greenly tainted...
My poor weary body groans,
My lips, so hungry, sealed her journey, before it was started.

The process is usually narrowed down to finding.
And I think this is all very tiring!
I like golf putting -
Please please don't think I'm a nutter.

Which institutions provide the lowest settlement costs -
shall I not be had by the Lord in derision?
So now I just wander, my feelings are taost:
It's time for deep inner-reflection!

But the different types of lending institutions -
Boogy-Woogy in the deep dark wilds of the Bahamas.
However it will cause a nice contusion:
colors like the smell of trout in my pajamas.

...And the variety of lending programs,
So I cut throat with a wire
Not aware it took the tram -
I know you like to look at what makes you perspire.

Available can make the search a slow, difficult experience.
Ground up human toes blended with potted ham.
Softer than her own screaming silence
But again I declare the need for self-discovery, for I am no yam!

Real estate settlement costs are fees buyers normally pay
At skies whose dreams they cannot hold.
Now just shut up and listen, to what I've got to say:
Our pretzels are stale, our longings are old...

When purchasing a home such as legal services property insurance
But only God can make a simile!
And all got up and left at once.
And the frogs sniff glitter glue, and dance on the stile.

Mortgage loan financing and title services.
That's anatomically-correct!
And spits the seeds in others' faces -
I hit the sand and crawled toward the vascilating object.

In the past, consumers would have to call each lender.
Death answers in its own peculiar way...
Watch the chicken sit and moulder,
Codfish smell bad on market day.

Request an estimate of their settlement costs,
A chicken would be more preferable,
So I dove headlong, through the posts.
Is poetry quantifiable?

And compare all of the results to find,
Swimming in black tendrils, feeling annoyed.
Still the tears fell, and the fury of the wind...
Each leaf is destroyed.

Which lender offered the lowest total settlement costs.
sweet eloquence is adversarial rot.
I've cleaned up all the guests,
He vaporized the cat! A mistake? Not!

The Department of Housing and Urban Development, however,..
Although I don't know her, she stole my dog -
I feel 'tis wrong to simply pull a lever.
Who, clothed, then mock the naked hogs.

Recently revised the Real Estate Settlement Procedures Act
shout about doubt, don't pout you lout!
I've grown too old to act -
Is there an easy way out?

Which now makes it easier for consumers,
As the tide of timef low relentlessly onward,
Moored among the coasters and lighters,
Cuz beauty is something so rarely heard...

To estimate various settlement costs
I wandered into the land of the unknown.
I've cleaned up all the guests,
But the stiching got me down.

Through computer loan origination programs,
Rumblety-bump, all the way to the village...
Spurs snick, thighs smack hot equine hams,
My baby's Daddy is three times my age.

In this manner, consumers can access a computer listing
And I think this is all very tiring...
But I remember nothing
but the spirit shed has left old phantasms.

Of various programs offered by lending institutions.
Well, sort of like your uncle, rather,
Post cereal dibbling fusion -
Many a wistful wife who yearned for hers.

The computer search speeds the reviewing process
But remember to check yourself for fleas...
Surely you guess, that I am no less,
Where did I leave those frozen peas?

Various programs and allows participants to arrange.
Poetry is an art not the midless trash you peddle.
Give me something that rhymes with orange -
Handle the bike oiled handle.

Financing with the listed lender,
Strewn 'cross the floor in such a mess.
And awoke with heads like thunder,
And the cockroach scutters silently into darkness.

Buyers using a computer loan origination program
Go forth and plunder thee.
Filling my broth with marjoram
The smoke-shrouded chain saw kicked out of the tree.

May be required to pay a fee for this service,
Just sniff the air and then smile!
The guilded zamboni glides over the ice,
Glistening as the date, shrivelled as an empty reptile.

But many buyers feel the convenience outweighs the cost.
A scent beyond all feathered ken,
So I dove headlong, through the posts,
Errant time, it passes with a stumble, drunken.

Still, the new changes require a real estate broker.
A name in any non-prose is still a name.
Who happens to be a cake baker!
The sun sparkles, and sprinkles not the rain.

With a computer loan origination program
In a world of haves and have-nots,
Not aware it took the tram -
A great big room of apricots.

To inform the buyer that the service is only an option,
Too stupid to get out of the rain,
Please don't crap on my lottery nation...
I think this poem's gettin lame.

And that non-listed lenders may offer lower rates or fees.
And each puddle sublime
Spewing venom throughout the trees,
Vicariously asleep and tired with time...

The new Federal Regulations also permit...
Gently licking the salt from a pork rind!
Reality is a staircase leading nowhere.
You feed your psyche ideas so unkind.

Real estate brokers to offer more comprehensive services,..
Thus Every picture tells a lie
And spitting out hair lice
If you eat it you will die so i suggest an apple pie.

To home buyers by allowing brokers to enter into
And the moon looks down, it's looking at a dime,
And drinking the sweat upon my brow.
Time is money; Money is time!

Controlled business arrangements with other companies
Curried weird with deadened breath.
But they will get big if you eat apple pies
The bird has died a thousand deaths...

Associated with the home buying process -
It's time for deep inner-reflection.
And the cockroach scutters silently into darkness.
Shall I not be had by the Lord in derision?

Real estate brokers were always allowed to refer,
A western wind has just been born...
Things are not always as they appear.
A mother, unrecognizable as head was shorn.

Buyers to lending institutions, title companies,
A mosquito resting upon an eroding dock.
Like a dream that flows in rivers of despair it flies
I tripped on a vicker's pet rock.

And escrow companies, but they were not permitted to accept
If covered just slightly with relish.
Things are not always as they appear,
Cure your rhyme fetish!

Compensation from those institutions for giving a referral,
Watching the chunky bits float gently to the ground.
Things are not always as they appear...
As cheeses about in the firmament flound.

The changes now allow real estate brokers to enter
And left a goat for hire.
Yet in the cellar my pet still swelters
Of a burning four-ply tire.

Into partnerships or actually open their own mortgage service,
Beating yourself in the head all the while,
And yellow penguins began to carve the ice
Glistening as the date, shrivelled as an empty reptile.

This allows brokers to provide virtual “one-stop shopping”
And I think this is all very tiring.
Nostrils aflair, square jaw jutting,
We gave of the flower and said it was ours. :-(((

By handling the entire settlement process,
Yet his expression was oblivious and blank...
How cute He is in that dress!
Just a shame she likes robbing banks.

Changes were made to help home buyers learn about
Singing out like a crazed iron smelter,
And the kool-aid stains never did come out
Of barks and fingers like water.

And obtaining mortgage services more conveniently
I woke up ate jelly and combed my hair in anticipation of the storm
While the circumcised wren burbles efulgently...
Isn't not fitting in supposed to be the norm?

Since Real Estate Act helps consumers to understand the process
I really need to stop wearing green slacks.
Make love, it hurts less
Man, this poem sucks!!!

Of home ownership, the regulations may encourage more!
My senses disengaged resting comfortably numb
The crying Earth, its weeping shores -
Happy, care free little cherubs with milk moustaches and oreo crumbs.

Potential buyers further stimulate the real estate market.
Why is it Bill Gates looks like a frog?
Who on a dark drunken night went into a bucket,
Or would said swine be best left in a fog???

Comparing The True Cost Of Obtaining A Home Loan

Home buyers are often confused about where to begin in their search for a home loan. The process is usually narrowed down to finding which institutions provide the lowest settlement costs, but the different types of lending institutions and the variety of lending programs available can make the search a slow, difficult experience.

Real estate settlement costs are fees buyers normally pay when purchasing a home such as legal services property insurance, mortgage loan financing and title services. In the past, consumers would have to call each lender, request an estimate of their settlement costs and compare all of the results to find which lender offered the lowest total settlement costs.

The Department of Housing and Urban Development, however, recently revised the Real Estate Settlement Procedures Act (RESPA) which now makes it easier for consumers to estimate various settlement costs through computer loan origination programs. In this manner, consumers can access a computer listing of various programs offered by lending institutions.

The computer search speeds the process of reviewing various programs and allows participants to arrange financing with the listed lender. Buyers using a computer loan origination program may be required to pay a fee for this service, but many buyers feel the convenience outweighs the cost. Still, the new RESPA changes require a real estate broker with a computer loan origination program to inform the buyer that the service is only an option and that non-listed lenders may offer lower rates or fees.

The new Federal Regulations also permit real estate brokers to offer more comprehensive services to home buyers by allowing brokers to enter into controlled business arrangements with other companies associated with the home buying process. Real estate brokers were always allowed to refer buyers to lending institutions, title companies and escrow companies, but they were not permitted to accept compensation from those institutions for giving a referral. The RESPA changes now allow real estate brokers to enter into partnerships or actually open their own mortgage service institutions. This allows brokers to provide virtual “one-stop shopping” by handling the entire settlement process.

RESPA changes were made to help home buyers learn about and obtain mortgage services more conveniently. Since RESPA helps consumers to understand the process of home ownership, the regulations may encourage more potential buyers and further stimulate the real estate market.

W. Troy Swezey is the author of 'COMPARING THE TRUE COST OF OBTAINING A HOME LOAN'. As a Realtor at Century 21 Paul & Associates, he has helped many individuals with their real estate needs. Visit his web site to download his free e-book, 'REAL ESTATE SECRETS EXPOSED' at http://www.TroyIsMyRealtor.com.